Nine years ago I landed my first proper job after university flying a desk in Aberdeen. In the first few months, I splurged on a new TV, mattress (ex-display) and the small matter of a BMW. A decade on I finally got around to selling the car. …

And why it’s time to start… — Pogba’s latest haircut, who has been kicked out of Love Island or Matt Hancock’s antics we happily while away hours in the pub discussing these important events distractions. Meanwhile, money or as I like to call it LifeEnergy® is forgotten about. Like it or not we are all trading our…

These strategies will set your piece apart — I’ve been publishing on Medium for a couple of months now and have been pondering why some of my articles pop and others flop. But enough about me. You probably have a post to write! So without further ado here’s what I’ve added to my financial writing toolkit. Minimum Viable Audience Right out…

It’s time we talked Financial Independence — Throw a rock at the blogosphere and you will come up with as many different definitions of Financial Independence as there are index trackers. For me, FI has always been about being mindful not just with spending and saving but becoming a more effective allocator of precious time and energy. …

It might just be the best money you ever spend — Humor me for a minute and think back to high school, how much can you remember? You can probably recall mind-numbing hours in double maths learning long division and putting condoms on cucumbers are likely to be seared into your memory. But what about money management? I’ll go out on…

Bulletproof your finances with a lesson from the military — Managing your money on the path to financial independence may not be a war but it is certainly a series of battles. The arena can be the supermarket, the office, or your brokerage account. Vigilance and planning are rewarded while neglect and complacency can mean ruin. Each of our financial…

How to sow in winter and reap in summer — I see building wealth as a lot like creating a garden. How do you start? Before you head off to B+Q to load up on plants you will be well advised to check the condition of the soil. Your career is the plot of land you will plant in, many…

-How to profit from code-based leverage — First a little word association. I say: Rich, wealthy, or entrepreneur. What comes into your head? Ebenezer Scrooge counting coins by the single glowing coal at his London office? Plump monocle-wearing Mr. Monopoly scampering away with his loot? Perhaps J.D Rockerfeller who amassed $418 Billion in 2021 adjusted dollars. In…

How adopting different mental accounts for your money can take you one step closer to financial independence. It doesn’t take much reading in the personal finance blogosphere before you come across the envelope method of budgeting. MoneySavingExpert Martin Lewis is a strong advocate of this proven way to control spending…